Do Surrogates Get Paid Monthly? Your Payment Schedule Explained
Do surrogates get paid monthly? Yes. At Creative Love, base compensation arrives in 10 equal monthly installments, beginning once your pregnancy reaches 8 weeks gestation....
If you have been searching for surrogacy in Tennessee, you likely arrived here carrying more than just questions.
Perhaps you have spent months or years trying to build your family through other means, only to face outcomes that left you exhausted and uncertain about what comes next. Or perhaps you are a woman who has known for a while that you want to offer something rare and extraordinary to a family who cannot carry a child on their own. Whatever brought you here, this moment matters.
At Creative Love Egg Donor and Surrogacy Agency, we believe that every person who walks through this door, whether virtually or in person, deserves to be met with honesty, warmth, and genuine human care. Your Tennessee surrogacy journey is supported from the very first conversation all the way through to the day your baby comes home. You will not navigate any of this on your own.
Finding the right surrogacy agency is not simply about comparing features or prices. It is about finding people you trust to walk alongside you through one of the most personal experiences of your life.
Tennessee surrogacy exists in a nuanced legal landscape. The state does not explicitly ban or permit gestational surrogacy, which means there are no specific statutes laying out clear protections for intended parents, surrogates, or children born through the process. Tennessee Code Annotated, Section 36-1-102 defines surrogacy within the adoption code but does not authorize or regulate the process. Tennessee also enacted the Fertility Treatment and Contraceptive Protection Act, which codifies protections for IVF in the state.
Tennessee courts will grant a pre-birth parentage order only when at least one intended parent shares a genetic connection to the child, and only the genetically related parent will be named on that order. For non-genetic intended parents, a post-birth adoption is typically required to establish full legal parentage. Surrogacy contracts in Tennessee are not specifically regulated, which makes having separate and experienced legal counsel for both parties an essential part of the process.
These legal details can feel overwhelming at first. That is exactly why having an experienced surrogacy agency guiding you every step of the way changes everything. At Creative Love, we connect you with trusted surrogacy attorneys who understand the Tennessee legal framework deeply, so your rights and the rights of your surrogate are protected from the beginning.
"Wendy's knowledge of the medical, legal, and financial process gave us complete peace of mind." - Abby and Rolando
We are proud to be among the most trusted surrogacy agencies serving Tennessee families, not because of the volume of cases we handle, but because of the depth of attention we give to every single person we work with.
If you are here as an intended parent, you may already know how long and winding the road to this point can be.
You may have explored fertility treatments, lived through loss, or carried a quiet hope for years that something would eventually lead you to the right path. Tennessee surrogacy, when navigated with the right support, can be that path. Creative Love is here to help you understand every aspect of the process with care and complete transparency.
Intended parents complete a profile so our team can identify surrogate matches based on shared values and preferences, including desired communication level with the surrogate, location, and views on termination. Aligning expectations around communication and involvement from the start helps build a stronger, more comfortable relationship for everyone involved.
The full surrogacy process from beginning to end, so you always know what to expect at each stage
How gestational surrogacy works through IVF, including options involving an egg donor, sperm donation, or your own genetic material
The important distinction between gestational surrogacy and traditional surrogacy, and why the gestational carrier model is the most widely used and legally clear approach
The matching process, designed to build a thoughtful and compatible connection between you and your surrogate
What to expect medically, financially, emotionally, and legally throughout your Tennessee surrogacy journey
Understanding surrogacy laws in Tennessee is a critical part of planning your journey. Because Tennessee courts only issue pre-birth parentage orders when at least one intended parent has a genetic connection to the child, same sex couples and non-genetic intended parents will typically need to complete a post-birth adoption or stepparent adoption to secure full legal rights. Our team will connect you with knowledgeable legal counsel to make sure the legal process is handled correctly and that your parental rights are firmly established.
The average cost of surrogacy in Tennessee can range from $100,000 to $200,000, depending on agency fees, medical expenses, legal representation, insurance, and other individual factors. We know that understanding surrogacy costs before you begin helps you plan with confidence rather than anxiety, and we will walk you through every line item so nothing comes as a surprise.
As you move forward, Creative Love coordinates closely with your fertility clinic, manages communication between all parties, and supports you through the legal steps involved in establishing parentage. We proudly welcome same sex couples, heterosexual couples, single intended parents, and all individuals regardless of marital status or sexual orientation.
One of the first things most intended parents want to understand is what they can expect to spend, and we believe you deserve a complete and honest picture from day one.
Our Team Will Guide You Through:
A full breakdown of the surrogate compensation package and what it covers
What is included in your surrogacy costs, from medical screening to legal fees and agency support services
Planning for IVF costs and options for financing surrogacy in Tennessee
Insurance coverage during the surrogate pregnancy and how it is coordinated throughout the journey
Financial coordination so that all surrogacy contracts and compensation arrangements are clear, fair, and professionally managed
We want every intended parent and every surrogate to feel secure, informed, and genuinely cared for throughout this entire process.
For many women, the desire to become a surrogate in Tennessee is something they have carried quietly for a long time. It is not a sudden decision. It is a deep, steady sense of purpose that grows from a very personal place, often rooted in the memory of their own pregnancies and a desire to give another family that same overwhelming joy.
If that feeling resonates with you, Creative Love would be honored to walk alongside you.
To protect the health of everyone involved and to ensure a positive experience from start to finish, all surrogate candidates at Creative Love go through a careful and thorough screening process before being matched with intended parents.
Meeting eligibility criteria related to age, overall health, and lifestyle stability, including being between 21 and 42 years of age with a BMI typically under 33
A history of healthy full-term pregnancies, including having given birth to and currently parenting at least one child of your own. All pregnancies and deliveries must have been uncomplicated, as documented by your medical records
Providing medical records from your OB/GYN and a clearance letter confirming your readiness for the Tennessee surrogate process
Completing a full medical screening at the intended parents’ fertility clinic, including infectious disease testing and a reproductive evaluation
Willingness to undergo psychological evaluations with a licensed PhD psychologist who specializes in third-party reproduction
Being a legal resident of a surrogate-friendly state and not receiving government assistance programs, such as cash assistance or public housing, such as cash assistance, welfare, public housing, or Section 8. Other forms of assistance are considered on a case-by-case basis.
You will be supported at every stage of this journey, with your comfort, your safety, and your well-being at the center of every decision we make together.
Compensated surrogacy is legal in Tennessee, and every surrogate is entitled to negotiate a compensation package that reflects her commitment, her circumstances, and her needs. At Creative Love, we make sure that the process is transparent, respectful, and handled with care.
Tennessee does not have specific statutes that govern gestational surrogacy, which places it in a legal gray area. Courts in Tennessee have ruled that a gestational carrier may be named as the mother on the initial birth certificate unless both intended parents share a genetic connection to the child. When only one intended parent is genetically related, a pre-birth parentage order may be available for that parent, while the non-genetic intended parent will typically need to complete a second parent adoption or stepparent adoption after birth. Working with an experienced surrogacy attorney is essential to navigate this legal process and to make sure surrogacy contracts are properly drafted and enforceable.
In gestational surrogacy, the surrogate has no genetic connection to the child she carries. An embryo is created through IVF using the intended parents’ own eggs and sperm or through the use of donor eggs or sperm donation, and is then transferred to the gestational carrier’s uterus. Traditional surrogacy involves using the surrogate’s own egg, which creates a genetic link between the surrogate and the child and introduces additional legal complexity under traditional surrogacy legal frameworks. Creative Love specializes exclusively in gestational surrogacy, which is the most common, most legally clear, and most widely supported path for both intended parents and surrogates.
A pre-birth parentage order is a court order that recognizes the intended parent or parents as the legal parents of the child before birth. In Tennessee, this order is only available when at least one intended parent shares a genetic connection with the child, and only the genetically related parent will be named. For families where neither parent is genetically related, or where one parent is not named on the pre-birth order, establishing parentage will require a post-birth adoption proceeding. Our team connects you with trusted legal counsel to guide you through this process and to ensure your parental rights are fully protected.
As a gestational surrogate, you will work closely with the intended parents’ fertility clinic through the IVF process. Your care team will guide you through a medication protocol designed to prepare your uterine lining for the embryo transfer. From the start of the medication cycle to the embryo transfer typically takes five to six weeks, and you will receive support and clear communication from Creative Love throughout every step. There is no genetic connection between you and the embryo, and all medical procedures are covered by the intended parents.
Tennessee surrogate compensation typically begins at eight weeks of gestation and is paid over ten equal monthly installments, with the final payment at delivery, including two base payments. In addition to base pay, surrogates receive a monthly allowance for incidental expenses, a maternity clothing allowance at twelve weeks, a transfer fee, medication initiation compensation, and additional payments for circumstances such as a C-section, twin pregnancy, or medically required bedrest. All travel costs related to medical appointments are covered, and a $750,000 life insurance policy is provided. You will never be out of pocket at any point in your journey.
If this page has found you at the right moment, it may be time to take your next step forward. Whether you are an intended parent who has been carrying this dream for years and simply needs a team you can truly trust, or a compassionate woman in Tennessee who feels called to help another family welcome a child into the world, Creative Love is here for you. Your surrogacy journey today can begin with a simple, no-pressure conversation, and we promise to meet you with the honesty, warmth, and care you deserve. We are here for you.
