Florida Surrogacy FAQs


Florida Surrogacy Questions about Becoming a Surrogate Mother

Becoming a surrogate mother is an incredible, life-changing experience that allows you to offer the gift of parenthood to those who are unable to conceive naturally. Creative Love Egg Donor & Surrogacy Agency, a leading Florida surrogacy agency, deeply understands the emotional and physical complexities involved in this journey. We recognize that choosing to become a surrogate mother comes from a desire to share the blessings and joys of motherhood with someone who wants to have a child of their own but is unable to. Surrogate mothers are extraordinary women who possess an unparalleled sense of empathy and generosity.

In Florida, surrogacy is not just a process but a holistic experience that bridges gaps and fulfills dreams. Couples and individuals often go through exhaustive infertility treatments for years before turning to surrogacy as their path to parenthood. At Creative Love, our central goal is to serve as your advocate and support throughout this incredible journey.

Our program director, Wendy Arker, is devoted to ensuring that you are expertly guided throughout each step of your Florida surrogacy journey. She is available to answer any questions you may have, from initial inquiries to the intricacies of the surrogacy process. Wendy takes particular care to guide you through the medical aspects of your surrogacy journey, ensuring that you understand the procedures, timelines, and what you can expect in terms of healthcare support. Additionally, she will work with you through the legal contract phase, a crucial step in Florida surrogacy, to ensure that your rights are fully protected and that proper insurance coverage is in place for you.

We understand that surrogacy is a deeply personal and emotional process, and we are committed to making sure that you can focus on what’s most important: experiencing the best possible pregnancy and providing the gift of life to someone who truly desires it. With Creative Love, you’re not just participating in a surrogacy program; you’re becoming part of a compassionate community that values the incredible contribution you are making to the lives of others.

For those interested in becoming a surrogate in Florida but have questions about the process, we have setup this Surrogacy FAQs page to help. Please review these questions and, if you have a question that is not featured, we welcome you to contact us directly.

In a gestational surrogacy arrangement, the surrogate mother has no genetic link to the child she is carrying, making this option highly appealing to many intended parents. The biological foundation of the child comes from the intended parents or donors, established through a traditional in vitro fertilization (IVF) process. In this procedure, the intended mother undergoes an IVF cycle to create embryos, which are then fertilized by sperm from the intended father or, in some instances, a sperm donor. There may also be situations where an egg donor is needed to facilitate the IVF process. Once the embryos are created, they are transferred into the uterus of the gestational surrogate, initiating the pregnancy.

Before commencing the surrogacy process, the woman who agrees to serve as a gestational surrogate must sign a comprehensive contract that outlines the responsibilities, risks, and legalities involved. This contract is a critical component in establishing clarity and safeguarding the rights of all parties concerned. Additionally, the gestational surrogate must agree to undergo a thorough medical evaluation and adhere to the treatment plan set forth by healthcare professionals during her participation in the program. Legally, if at least one member of the commissioning couple contributes genetically to the child, they are generally presumed to be the natural parents of the child

In a traditional surrogate arraignment the surrogate is genetically related to the child(ren). This process is done via artifical insemination with the surrogate using her own eggs and the sperm of the intended father or sperm donor. In a gestational surrogate arraignment the surrogate has no genetic link to the child(ren) she is carrying. This process is done via in-vitro fertilization (IVF), where fertilized eggs from the intended mother or egg donor are transferred to the surrogates uterus.
No, you must have given birth to at least one child and raising that child. One reason is that you need to show proven fertility along with your OB/GYN medical records.
If you are starting on your first surrogate journey or even your last journey many topics must be covered in order to have a successful journey. It’s not just a matter of meeting an intended parent(s). Once you are matched there are many detailed subjects that need to be covered that you might not be comfortable discussing directly with an intended parent(s) from compensation, legal, insurance, payment schedule. Creative Love is your liaison throughout your journey! We are a professional agency here to guide you, educate you and protect you through areas that you might not be very familiar with. From making sure that your legal contract protects you. Making sure that insurance matters are fully in place and explained to you so that no medical bills are ever left to you. Working with an agency can protect you from many unforeseen disappointments and frustrations.

Average match time is 30 days! So many things can vary in a gestational surrogacy.  You location, the clinic location, if you have insurance coverage or if a policy needs to be purchased for you, willingness to terminate due to health of baby.  Your willingness to travel to the intended parents clinic for the medical work-up and embryo transfer can expedite your match quicker.

We work to match our surrogates and intended parents based on similar values and personalities. You will be asked to complete an in-depth questionnaire as well as the intended parents. After reviewing your questionnaire and your interview with us we will work to match you with an intended parent(s) with similar morals, values and beliefs. Once we feel we have a match for you we will share your non-identifying profile with them. We will share their non-identifying profile with you. Once both parties feel that there is a potential match we will arrange a meeting in our office or via Skype. Through the journey of surrogacy you are giving intended parents the most wonderful gift. Expect to make a life long friendship with your intended parents as well as Creative Love Surrogate Agency. We will stand by your side throughout your journey to give you the caring support you deserve.
When you complete your application process with Creative Love you can let us know exactly the type of relationship you would like with your intended parent(s) so we can match you with your perfect individual or couple. We encourage friendly relationships with an open line of communication between our intended parent(s)s and surrogate mothers. It’s also important to know what type of relationship you would like after the birth of the child(ren).
No! Creative Love Surrogate Agency only works with gestational carriers. You are not genetically related to the child you are carrying in anyway.
In most cases yes you can. This needs to be mutually agreed between you and the intended parents and insurance coverage needs to be reviewed.

Most of our surrogacy journeys are embryos created from egg donors. Being that the science is so advanced and continues to evolve into higher success rates single embryo transfer make for healthier and safer pregnancies. 

All expenses are covered by the intended parents from the medical, insurance and miscellaneous out-of-pocket expenses. All monies are held in an FDIC insured account and paid out through an attorney escrow account. Creative Love Surrogate Agency works closely with the escrow attorney to ensure that all payments are paid in a timely fashion with no delays to you.

Creative Love Surrogacy Agency understands firsthand that compensation is not your primary reason to become a surrogate mother. We do feel that you should be well compensated for your time and effort put into your journey. We have set base compensation guidelines, however; your requested compensation is entirely up to you. We’ll do whatever we can to meet your request. Compensation package increased with each journey. The compensation package included your base, a monthly allowance, start of injection fee, transfer fee, maternity clothing allowance and possibly other miscellaneous compensation fees. Please see compensation fees.

After a full review of your past Ob/Gyn medical records if there are any issues that could harm the outcome of a successful surrogate journey this could disqualify you from our program. Your past records must not show any serious medical or psychological complications. You past pregnancy must be full-term healthy delivery! Your records must show no gestational diabetes/diabetes, Pre-Eclampsia, Placental Abruption, Preterm Labor/Delivery, Post Partum Hemorrhage,Interuterine Growth Restriction. 2 or more c-sections and 4 or more pregnancies.

Your first step would be to complete an application on-line with us. Once we review your application a Surrogate Coordinator will contact you to first conduct a telephone interview. We will then forward you a detailed application questionnaire. If you are located within 75 miles of our Florida surrogacy office we would setup an in person interview.

This would be a decision made by a fertility doctor. They would have to review past medical records to determine if you’re a good candidate. 

Being a surrogate mother requires a lot of a women both physically and emotionally. If you’ve been diagnosed with any clinical depression you would not qualify. However, if it’s a situational diagnosis from your past, it is still possible for you to become a surrogate.

No, in order to become a Surrogate Mother you do not have to have medical insurance. We’ll make sure that a proper insurance policy is purchased for you to cover your pregnancy and delivery and recovery. If you happen to have medical insurance we’ll verify if it’s surrogate friendly and can be safely used. In that case all cost would be taken over including monthly premium, deductible and any other bills. 

You would have stop and have a minimum of two consecutive menstrual cycles to proceed to the clinical medical screening. However, we never encourage anyone to stop breastfeeding to become a surrogate mother. Enjoy your bonding time! While you’re breastfeeding we can begin gathering your past birth records and complete several of the steps to become a surrogate mother so when you’re finished breastfeeding we can begin working together. 

Absolutely! You can become a Surrogate if your tubes are tied and/or you’ve had one or both of your tubes removed. 

Absolutely! Being physical during a pregnancy has many positive benefits from helping to have an easier delivery and recovery. 

Absolutely! We work together to match you with a like minded couple or individual. Depending on your demographics and the potential match we either meet at our office or arrange a Zoom meeting.  

No, you do not have to be married to become a surrogate mother.  We welcome many single mothers to our agency. We just want to know that you have a good support team around you. You just cannot be separated or going through a divorce. 

98% of our intended parents have created their embryos. Now it’s a matter of the potential surrogate to be medically cleared at the intended parent(s) cycling fertility clinic. Once you’ve been approved from the time you begin preparing your body via different medications to the actual embryo transfer is six weeks. 

The American Society of Reproductive Medicine sets guidelines that the fertility clinics follow. These are not laws, but guidelines for the safety and health of the surrogate mother and the baby she is carrying.  Typically most fertility clinics will not allow more then 6 pregnancies in total. 

Absolutely! You can potentially still qualify if have had no more then two c-sections with the third being your last. 


Absolutely Not!  Our main office is located in South Florida, but we work with surrogates who live in all the states where surrogacy is legal.  Wherever the intended parents cycling clinic is you’ll travel twice. Once for your medical screening and back for your embryo transfer. We will cover all your costs associated with travel, including  flights, hotel, meal allowance, gas or Uber allowance.  We’ll also cover the travel for an embryo transfer including all the expenses for both you and your companion. 

A surrogacy pregnancy carries all of the same risk as your own pregnancy.  

The agency and/or your intended parent(s) will cover any necessary travel expenses for you and your travel companion to the cycling IVF clinic for your medical screening and the embryo transfer day. You will also be covered for lost wages, and childcare  coverage.

Yes! Whoever is your support person will be paid for lost wages when traveling with you for your medical screening, and embryos transfer day. Plus, lost wages for delivery day and after. 

You’ll never have any expenses when becoming a surrogate mother with our agency. Your intended parent(s) will pay all of the fees from prescreening to the agreed upon fee scheduled outlined in your contract with them.