SURROGATE RESOURCES
Florida Surrogacy FAQs
Have questions about becoming a gestational surrogate in Florida? Explore answers to common questions about surrogate requirements, compensation, medical screening, matching with intended parents, and the surrogacy process. Whether you’re in Orlando, Tampa, Jacksonville, Naples, Fort Myers, or anywhere in Florida, Creative Love is here to guide you every step of the way
COMMON QUESTIONS FOR SURROGATES
Florida Gestational Surrogacy FAQs
Becoming a gestational surrogate in Florida is a meaningful opportunity to help intended parents build their families while receiving generous compensation, comprehensive benefits, and personalized support. At Creative Love Egg Donor & Surrogacy Agency, we guide women throughout Florida through every stage of the surrogacy process, from screening and matching to pregnancy and delivery.
Explore the most common questions surrogate mothers are asked and learn which questions to ask a surrogacy agency before beginning your journey.
Navigating surrogacy together
Your Florida Surrogacy Journey
Becoming a gestational surrogate in Florida is a meaningful experience that brings hope to individuals and couples dreaming of parenthood. At Creative Love Egg Donor & Surrogacy Agency, we believe every surrogate deserves personalized care, clear communication, and experienced guidance throughout her journey.
Our Program Director, Wendy Arker, brings more than 20 years of experience in reproductive medicine and third-party reproduction. She personally guides our gestational surrogates through the Florida surrogacy process, from medical screening and matching with intended parents to fertility treatments, legal agreements, insurance coordination, pregnancy, and delivery. Wendy works closely with fertility clinics, attorneys, and healthcare professionals to help ensure every surrogate understands her medical care, legal protections, and what to expect at each stage. With Creative Love, you’ll have an experienced team advocating for your well-being, answering your questions, and supporting you throughout your pregnancy.
We take pride in the lasting relationships we build with our Florida surrogates. Our goal is to make your journey a positive, rewarding experience where you feel respected, supported, and genuinely appreciated for the extraordinary gift you’re giving another family.
Gestational surrogacy is a process in which a woman carries a pregnancy for intended parents without having a genetic connection to the baby. Through in vitro fertilization (IVF), an embryo is created using eggs and sperm from the intended parents or donors and transferred into the gestational surrogate’s uterus.
In Florida, gestational surrogates undergo comprehensive medical and psychological screening before beginning treatment. A legal agreement outlines the responsibilities and protections of everyone involved, with each party receiving independent legal guidance. At Creative Love, we coordinate the screening, matching, medical care, and legal process to help ensure a safe, well-supported surrogacy journey.
In traditional surrogacy, the surrogate uses her own eggs and is genetically related to the baby. Pregnancy is typically achieved through artificial insemination using sperm from the intended father or a sperm donor.
In gestational surrogacy, the surrogate has no genetic connection to the baby. An embryo is created through in vitro fertilization (IVF) using eggs and sperm from the intended parents or donors, then transferred into the surrogate’s uterus. At Creative Love, we exclusively coordinate gestational surrogacy journeys throughout Florida, with a focus on the health, safety, and well-being of our surrogates and intended parents.
No. To become a gestational surrogate, you must have given birth to at least one healthy, full-term baby and be raising a child. This requirement helps establish a history of proven fertility and a healthy pregnancy. Your previous pregnancy and delivery records will be reviewed as part of Creative Love’s medical screening process to determine your eligibility.
Working with an experienced surrogacy agency provides guidance, protection, and support throughout your journey. At Creative Love, we help Florida gestational surrogates navigate important details, including matching with intended parents, compensation, legal agreements, insurance coverage, and payment schedules.
Our team serves as your advocate and liaison, coordinating with fertility clinics, independent attorneys, and insurance professionals to help protect your interests and ensure you understand every step. Whether this is your first or third surrogacy journey, we’re here to answer your questions, address concerns, and make your experience as smooth and rewarding as possible.
At Creative Love, our average surrogate matching time is approximately 30 days after acceptance into our Florida surrogacy program. Matching timelines can vary depending on your location, fertility clinic requirements, health insurance coverage, and preferences regarding intended parents and pregnancy-related medical decisions.
Being flexible with matching preferences and willing to travel within Florida for medical screening and embryo transfer may help you match sooner. Our team works closely with you to find intended parents who share your expectations and values.
At Creative Love, matching gestational surrogates with intended parents is a thoughtful, personalized process. We begin with a detailed questionnaire and interview to understand your personality, values, expectations, and preferences for your surrogacy journey. Our team carefully reviews potential matches and shares profiles with both parties. When there is mutual interest, we arrange a meeting in person or virtually so you can get to know one another before making a decision.
You always have a voice in choosing your intended parents. Our goal is to create a meaningful connection built on trust, respect, and shared expectations. Many of these relationships grow into lasting friendships, and our team remains by your side throughout your Florida surrogacy journey.
When you complete your application process with Creative Love you can let us know exactly the type of relationship you would like with your intended parent(s) so we can match you with your perfect individual or couple. We encourage friendly relationships with an open line of communication between our intended parent(s)s and surrogate mothers. It’s also important to know what type of relationship you would like after the birth of the child(ren).
No. Creative Love exclusively works with gestational surrogates who have no genetic connection to the baby they carry. Through in vitro fertilization (IVF), an embryo is created using eggs and sperm from the intended parents or donors and transferred into the surrogate’s uterus. Your own eggs are never used.
Yes! At Creative Love, gestational surrogates can continue seeing their preferred OB/GYN throughout pregnancy. Many surrogates choose the same doctor who delivered their own children. We simply confirm that your OB/GYN is comfortable managing a surrogate pregnancy and accepts your maternity insurance coverage. Our team helps coordinate these details so you can receive care from a physician you know and trust.
At Creative Love, we exclusively follow a single embryo transfer policy for all gestational surrogacy journeys. This means only one embryo is transferred into the surrogate’s uterus during each IVF attempt. Single embryo transfer helps reduce the risks of multiple pregnancies and supports a safer, healthier pregnancy for both the gestational surrogate and baby
All surrogacy-related expenses are the responsibility of the intended parents, including medical care, maternity insurance, surrogate compensation, and approved out-of-pocket expenses. Your compensation and expense funds are held in an FDIC-insured escrow account managed by an independent trust attorney, separate from Creative Love. Throughout your surrogacy journey, you’ll submit payment and reimbursement requests directly to the trust attorney.
At Creative Love, we believe gestational surrogates deserve generous compensation for their time, dedication, and commitment to helping another family. First-time Florida surrogates can receive upwards of $75,000 in compensation and benefits, with experienced surrogates typically earning more. Your compensation package includes base pay, a monthly allowance, medication initiation fees, embryo transfer fees, maternity clothing allowance, and additional benefits. Compensation is personalized based on your experience and individual circumstances, and we work closely with you to establish a package that reflects your expectations.
Learn more about our Florida surrogate compensation and benefits.
At Creative Love, the health and safety of our gestational surrogates and babies come first. Our screening process includes a thorough review of your previous pregnancy and delivery records, medical history, and psychological health. Certain medical conditions or pregnancy complications may affect your eligibility, including gestational diabetes, preeclampsia, placental abruption, preterm labor or delivery, postpartum hemorrhage, and intrauterine growth restriction (IUGR). Having two or more C-sections or four or more previous pregnancies may also affect eligibility under our program guidelines. Every applicant is evaluated individually, and final medical approval is determined by the fertility clinic.
Getting started is easy! Your first step is to complete our online surrogate application. Once reviewed, a Creative Love Surrogate Coordinator will contact you for an initial phone interview, followed by a more detailed questionnaire to learn about your pregnancy history, health, and preferences. Depending on your location in Florida, we’ll arrange an in-person or virtual interview to discuss the surrogacy process, answer your questions, and guide you through the next steps toward becoming a gestational surrogate.
Yes, having a previous miscarriage does not automatically disqualify you from becoming a gestational surrogate. Eligibility depends on your pregnancy history, the circumstances surrounding the miscarriage, and your overall reproductive health. A fertility specialist will review your medical records to determine whether you meet the medical requirements for surrogacy.
A history of depression does not always disqualify you from becoming a gestational surrogate. Eligibility depends on your diagnosis, treatment history, current emotional well-being, and whether your depression was related to a temporary life event.
Creative Love carefully reviews each applicant’s medical and mental health history. A psychological evaluation and fertility clinic assessment will help determine whether surrogacy is a safe and appropriate choice for you. You cannot be on any type of antidepressant.
No, in order to become a Surrogate Mother you do not have to have medical insurance. We’ll make sure that a proper insurance policy is purchased for you to cover your pregnancy and delivery and recovery. If you happen to have medical insurance we’ll verify if it’s surrogate friendly and can be safely used. In that case all cost would be taken over including monthly premium, deductible and any other bills.
You would have stop and have a minimum of two consecutive menstrual cycles to proceed to the clinical medical screening. However, we never encourage anyone to stop breastfeeding to become a surrogate mother. Enjoy your bonding time! While you’re breastfeeding we can begin gathering your past birth records and complete several of the steps to become a surrogate mother so when you’re finished breastfeeding we can begin working together.
Absolutely! You can become a Surrogate if your tubes are tied and/or you’ve had one or both of your tubes removed.
Absolutely! Being physical during a pregnancy has many positive benefits from helping to have an easier delivery and recovery.
Absolutely! We work together to match you with a like minded couple or individual. Depending on your demographics and the potential match we either meet at our office or arrange a Zoom meeting.
No, you do not have to be married to become a surrogate mother. We welcome many single mothers to our agency. We just want to know that you have a good support team around you. You just cannot be separated or going through a divorce.
98% of our intended parents have created their embryos. Now it’s a matter of the potential surrogate to be medically cleared at the intended parent(s) cycling fertility clinic. Once you’ve been approved from the time you begin preparing your body via different medications to the actual embryo transfer is six weeks.
The American Society of Reproductive Medicine sets guidelines that the fertility clinics follow. These are not laws, but guidelines for the safety and health of the surrogate mother and the baby she is carrying. Typically most fertility clinics will not allow more then 6 pregnancies in total.
Absolutely! You can potentially still qualify if have had no more than two c-sections with the third being your last.
The American Society of Reproductive Medicine and the fertility clinics do make you wait one year from delivery to go to an embryo transfer.
Yes. Creative Love exclusively works with gestational surrogates who reside in Florida. Our surrogacy program serves women throughout the state, allowing you to complete your entire journey without traveling outside Florida.
You may need to travel within Florida for your fertility clinic’s medical screening and embryo transfer. Creative Love coordinates these appointments, and the intended parents cover approved travel expenses, including transportation, hotel accommodations, meals, and companion travel when applicable.
A surrogacy pregnancy carries all of the same risk as your own pregnancy.
The agency and/or your intended parent(s) will cover any necessary travel expenses for you and your travel companion to the cycling IVF clinic for your medical screening and the embryo transfer day. You will also be covered for lost wages, and childcare coverage.
Yes! Whoever is your support person will be paid for lost wages when traveling with you for your medical screening, and embryos transfer day. Plus, lost wages for delivery day and after.
You’ll never have any expenses when becoming a surrogate mother with our agency. Your intended parent(s) will pay all of the fees from prescreening to the agreed upon fee scheduled outlined in your contract with them.
Having an intrauterine device (IUD) does not necessarily prevent you from becoming a surrogate. Many women being the application process and have their OB and delivery records approved to move forward. Once approved, they should have the IUD removed whether it’s a hormonal IUD or nonhormonal IUD. Most fertility clinics want you to have two full menstrual cycles before scheduling your new patient appointment at the cycling fertility clinic.
You can consult with your OB at the time of the IUD removal and begin taking birth control to prevent a pregnancy of your own and sometimes it helps to regulate your menstrual cycles if your IUD was hormonal.
Learn More About the Surrogacy Process
For those interested in becoming a surrogate in Florida but have questions about the process, we have setup this Surrogacy FAQs page to help. Please review these questions and, if you have a question that is not featured, we welcome you to contact us directly.
