Do Surrogates Get Paid Monthly? Your Payment Schedule Explained
Do surrogates get paid monthly? Yes. At Creative Love, base compensation arrives in 10 equal monthly installments, beginning once your pregnancy reaches 8 weeks gestation....
If you have been searching for surrogacy in New York, you are probably carrying more than just questions.
There is something deeper underneath this search. Maybe it is hope that has survived a long and difficult road. Maybe it is a quiet certainty that your family is out there waiting, and you just need the right people beside you to help bring them home. Or maybe you are a woman who has been thinking about what it might mean to carry that kind of hope for someone else, to offer a gift that no words can quite capture.
Wherever this moment finds you, you deserve to feel genuinely supported in it.
At Creative Love Egg Donor and Surrogacy Agency, everything we do begins and ends with family. We are a boutique agency based in Fort Lauderdale, Florida, and we have spent over a decade walking alongside intended parents, gestational surrogates, and egg donors across the United States, Europe, South America, and around the world. When you come to us, you are not a case number. You are a family in the making, and we take that seriously.
There is no shortage of surrogacy agencies. What is harder to find is an agency where you feel truly known, not just processed.
Families choose Creative Love because they want more than coordination. They want someone who listens carefully, who understands that the emotional weight of this journey is just as real as the legal and medical steps, and who will still pick up the phone at 11 o’clock at night when a question cannot wait. Our team is available 24 hours a day, seven days a week, because surrogacy does not follow a business schedule.
From the moment you reach out, you work directly with Wendy Arker, our Program Director, and one of our dedicated cycle coordinators. That consistency matters. You are not passed between staff members. You build a relationship with people who know your story and stay with you through every chapter of your surrogacy journey.
"Wendy's knowledge of the medical, legal, and financial process gave us complete peace of mind." - Abby and Rolando
If you are here as an intended parent, you may be wondering whether surrogacy in New York is even a viable option, and what the legal landscape actually looks like for your family.
New York surrogacy law changed significantly when the Child-Parent Security Act went into effect on February 15, 2021. This legislation legalized gestational surrogacy in New York and created a legal framework designed to protect both surrogates and intended parents at every stage. New York was also the first state in the country to require the licensure of gestational surrogacy organizations, which means that matching through a licensed surrogacy agency is required by state law, not just recommended.
Under the CPSA, intended parents can establish legal parental rights through a pre-birth order, a court order recognizing them as the legal parents before their child is born. It is worth knowing that traditional surrogacy, where the surrogate uses her own egg, remains prohibited under New York state law, making gestational surrogacy through in vitro fertilization the recognized legal path forward.
We will guide you through all of this with clarity and patience, so you never feel lost in the details.
We also assist international intended parents and can communicate in Spanish, French, German, Portuguese, and Hebrew, because no family should feel lost due to a language barrier.
Understanding the full financial picture is one of the most important parts of moving forward with confidence. The average cost of surrogacy in New York ranges from $100,000 to $200,000, depending on medical, legal, and program-related factors. Creative Love offers one agency fee when you enter into a surrogacy journey and select an egg donor from our own database, giving you clarity and simplicity from the start.
Our team will guide you through:
Some women find their way to surrogacy gradually, a feeling that grows over time into something they cannot ignore. You have had your children. You know how profound pregnancy can be. And the idea of carrying that experience for a family who cannot have it on their own has started to feel less like a question and more like a calling.
That instinct is worth exploring, and we are here to help you do exactly that.
What sets Creative Love apart from other agencies is that our gestational surrogates complete comprehensive medical and psychological screening before they are ever presented to intended parents. There is no waiting around for approvals that delay your journey. By the time a match is proposed, our surrogates are already medically and psychologically cleared, which means you move forward with confidence and without unnecessary setbacks.
In New York, state law requires that matching occur through a licensed gestational surrogacy organization. Creative Love meets that standard, and we take every aspect of our responsibility to our surrogates seriously.
A thorough screening process is in place to protect everyone involved, and Creative Love takes each step of it seriously. Before any match is made, surrogates complete a psychological evaluation with a PhD psychologist, a national background check, an in-home interview, and medical pre-screening, including written clearance from their OB/GYN.
Surrogate requirements in New York generally include:
Under New York's Gestational Surrogates' Bill of Rights, you retain the right to make all health and welfare decisions regarding yourself and your pregnancy. That protection cannot be signed away. We make sure every surrogate understands exactly where she stands before anything moves forward.
Yes, gestational surrogacy is fully legal in New York. The Child-Parent Security Act, which went into effect on February 15, 2021, established a clear legal framework for gestational surrogacy agreements and created specific protections for both surrogates and intended parents. New York is also the first state to require the licensure of gestational surrogacy organizations, which means matching must occur through a state-licensed agency. Traditional surrogacy using the surrogate’s own egg remains prohibited under New York state law.
Surrogate base compensation through Creative Love ranges from $62,000 to $100,000 or more, depending on experience and individual circumstances. Additional compensation for procedures, monthly allowances, maternity clothing, and situations such as a cesarean section or twin pregnancy can bring total earnings considerably higher. Under New York Law and the Child-Parent Security Act, New York surrogates are also entitled to a comprehensive health insurance policy and life insurance coverage of $750,000, which must be arranged before any medical treatment begins.
The process starts with completing a surrogate application through a licensed gestational surrogacy organization like Creative Love. From there, you will go through pre-screening, a consultation, an in-home interview, a psychological evaluation, a medical screening, and a background check before being matched with intended parents. You are entitled to independent legal counsel throughout, and the intended parents cover those legal fees. Creative Love walks you through every step with clear communication and consistent support.
The surrogacy process in New York moves through consultation, application, matching, medical screening at an IVF clinic, signing a legal surrogacy agreement, the embryo transfer and medical procedures, and then pregnancy through delivery. Creative Love coordinates between your clinic, your legal counsel, and the intended parents at every stage, so you always know what comes next and never feel like you are navigating any part of this alone.
Under New York’s Gestational Surrogates’ Bill of Rights, a gestational surrogate retains the full right to make all health and welfare decisions regarding herself and her pregnancy, including decisions about her own medical care and the right to terminate the surrogacy agreement before becoming pregnant. Any gestational surrogacy agreement that attempts to limit those rights is void under the Child-Parent Security Act. Creative Love makes sure every surrogate is fully informed of these protections before taking any next step.
If this page has found you at a moment when you are ready to move forward, we are here.
Whether you are an intended parent who is ready to take the next step toward your family, or a woman who feels called to offer this gift to someone else, you do not have to do this alone. Creative Love is a team of warm, experienced, and genuinely caring professionals who have walked this road with thousands of families, and we would be honored to walk it with you.
Your family is worth every step of this journey.
